| Job Title: |
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Loan Officer |
| Category: |
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Business Development |
| Total Positions: |
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35+ |
| Job Location: |
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Karachi |
| Gender: |
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No Preference |
| Age: |
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21 to 38 years |
| Minimum Education: |
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Bachelors |
| Degree Title: |
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Graduation in any discipline. |
| Career Level: |
|
Entry Level |
| Minimum Experience: |
|
Fresh2 Years |
| Salary Range: |
|
PKR 30,000 to 35,000 per Month |
| Apply By: |
|
May 22, 2021 |
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| Job Description: |
- Responsible for initiation of loan files as instructed by line manager
- Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.
- Collect recoveries and increase non cash recoveries using easy paisa channels.
- Evaluate credit worthiness by processing loan applications and documentation within specified limits.
- Ensure recoveries from DPD clients and control default and delinquency ratio while report the findings to the line manager/branch manager
- Focused on community outreach in order to increase visibility of the bank and originate quality loan applications.
- Identify market and customers for MF lending under rules and regulations of SBP Prudential Regulations.
- Interview applicants to determine financial eligibility and feasibility of granting loans.
- Assess customer needs, explore all options and introduce different types of loans.
- Develop referral networks; suggest alternate channels and cross-sell products and services.
- Maintain a regular contact with the customer to remind them of their loan repayment obligations in a congenial manner and timely update the line manager/branch manager
- Carry out any other task assigned by line manager/branch manager.
- Incumbent shall be responsible to adhere by Telenor Microfinance Bank Behaviours & Values in all aspects of his/her work conduct.
- Ensure that a culture of risk and compliance management is implemented, and institute performance measures tied to individual risk and compliance responsibilities.
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| Company Information |
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Company Name: Telenor Microfinance Bank
Company Description:
pstrongOverview/strong/ppTelenor Microfinance Bank Limited is jointly owned by Telenor Group, the leading telecommunications company across Scandinavia and Asia with 174 million customers, and Ant Financial, the operator of the world's leading payment and lifestyle platform Alipay that's also an affiliate company of Alibaba Group. It is the first scheduled microfinance bank of Pakistan that provides a range of innovative banking solutions./ppTelenor Microfinance Bank created history in 2009, when it launched Easypaisa, Pakistan’s first branchless banking platform and the country’s only GSMA mobile money certified service. With the largest footprint in the country, Easypaisa has since then evolved into a digital lifestyle enabler which is leading the fintech revolution in Pakistan./ppMotivated by its strongvision of ‘transforming the financial landscape of the country’/strong, Telenor Microfinance Bank is on stronga mission to provide ‘instant access to convenient digital financial services’/strong that benefits the people of Pakistan. Telenor Microfinance Bank is empowering people to truly adopt the digital way of life./pp /ppstrongOur Values:/strong/pp• Customer First./pp• Create Together./pp• Keep Promises./pp• Be Respectful./p
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